The issue of franking credits remains one of the most important legal topics at the intersection of consumer law, banking law and European law. We encourage you to read the latest April – 4 (223) issue of the European Judicial Review, which features an article written by the Managing Partner of Jabłoński Koźmiński i Wspólnicy…
During the summer of 2022, due to inflation and rising interest rates, the so-called “interest rate” was introduced. statutory credit vacations. An institution that constitutes a kind of “vacation” from mortgage payments, normalized in the Law of July 7, 2022. on crowdfunding for economic ventures and assistance to borrowers[1], provided for the possibility of suspending…
I recently mentioned the rulings of the Court of Justice of the European Union on the processing of personal data by credit information bureaus. Thus, staying on the topic of financial supervision reminded that January 1, 2024. another part of the amendments to the Law of May 12, 2011 enters into force. on consumer credit…
On December 7, 2023, the Court of Justice of the European Union (hereinafter referred to as the “CJEU”)ruled on a case arising from the existence of private databases of credit information agencies, in which data from public registers, especially regarding exemption from the remaining part of one’s debt, is recorded and stored. The issue disputed…
This Thursday, i.e. 7 December 2023 at 10:00 a.m. to 1:00 p.m., a webinar of the Analytical and Research Program at the Warsaw Banking Institute Foundation will be held, the topic of which will be “Variable rate mortgage loans and the situation of households”. We are very pleased to announce that the Managing Partner of…
On September 19, 2023 The Supreme Court issued three controversial judgments in cases with reference numbers: II CSKP 1110/22, II CSKP 1495/22 and II CSKP 1627/22, which aroused a lot of emotions among borrowers. In the judgments discussed, the Supreme Court included, among others: We encourage you to read the article by dr hab. Krzysztof…
It is with great pride and joy that we announce that in accordance with the Order of the President of the Arbitration Court at the Polish Financial Supervision Authority of November 21, 2023, the managing partner of the Jabłoński Koźmiński Law Firm – Michał Jabłoński, PhD was appointed as an arbitrator of the Arbitration Court…
AI systems are revolutionizing societies and the economy; therefore, they will soon become subject to a comprehensive regulation covering the entire European Union. Even though the European law regulating AI, i.e. Artificial Intelligence Act (AI Act) is in the final stage of interinstitutional negotiations, and we do not have the final text yet, it is…
On Monday, November 13, the Sejm of the 10th term and the Senate of the 11th term, elected in the elections on October 15, inaugurated their work. During the upcoming term, the new Sejm will deal with, among others: Credit holidays were introduced by the government in 2022 in response to a significant increase in…
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